U.S. Small Business Administration · Loan
SBA Microloan Program
Loans up to $50,000
From U.S. Small Business Administration's own page, checked Sep 29, 2026.
- Value
- Loans up to $50,000 (average about $13,000) through SBA-approved nonprofit intermediaries. Interest is generally 8%-13%; terms up to 7 years. For working capital, inventory, supplies and equipment, but not refinancing debt or buying real estate.
- Duration
- Up to 7 years
- Who is eligible
- For-profit US small businesses that meet SBA size standards and are not an ineligible business type.
- How to claim
- Apply to an SBA-approved microloan intermediary in your region; the intermediary makes the credit decision.
- Notes
- Not free money: it charges interest. Many intermediaries are CDFIs or nonprofits that also give TA, so an accelerator can build referral relationships with local intermediaries.
- Source
- The partner’s official page (linked for members) — checked Sep 29, 2026. The partner’s terms always win over our summary.