Kiva · Loan
Kiva US 0% crowdfunded loans
0% interest, no-fee crowdfunded loans of $1,000-$15,000, repaid over 12-36 months
From Kiva's own page, checked Sep 29, 2026.
- Value
- 0% interest, no-fee crowdfunded loans of $1,000-$15,000, repaid over 12-36 months.
- Duration
- 12-36 months repayment
- Who is eligible
- Age 18+, living and operating in the US (excluding Nevada and North Dakota), business purpose only. Not in bankruptcy, foreclosure or under liens; no violent or financial criminal convictions in the past 5 years. Some business types excluded (for example tobacco, weapons, MLM, crypto, gig contract work). Needs a PayPal account and must invite friends and family to lend in a private fundraising round.
- How to claim
- Apply at kiva.org/borrow (30-60 minutes). About 20-25 business days to approval, then private (10-15 days) and public (20-30 days) fundraising.
- Notes
- Accelerator can partner: nonprofits and economic development networks can become Kiva Trustees (kiva.org/trustees, fetched) and endorse founders' loans. Matching programs exist with Capital One, Chime and the Walton Family Foundation.
- Source
- The partner’s official page (linked for members) — checked Sep 29, 2026. The partner’s terms always win over our summary.